Your Business. Our Expertise.
Running a business is a thrilling but complex endeavor. Our community experts and local customers can prove it. We've compiled our top resources for entrepreneurial success. Explore the topics that matter most to you.
Writing a Business Plan
You can’t create aÌýbusiness plan without firstÌýunderstanding what goes into it.ÌýCheck out the resources below toÌýjump-start yourÌýdraft.
Raising Capital
Understanding yourÌýpotential business’ financial needsÌýcan help determine the fundingÌýsources that best meet those needs.ÌýThe resources below will help toÌýinform you of your nextÌýsteps.
Managing Your Cash Flow
Keeping track of your daily business finances is vital in understanding how to grow your business.Ìý Every business' cash flow cycle is unique. M&T is here to help you understand the basics to ensure you have a plan for success.
Preparing Taxes
Keeping your finances organized and up-to-date are important parts of starting a business. Consult the resources below for insight on how to get prepared.
shining a light on our partners
Our mission is to shine a light on local businesses and create a space for the community. We’re always expanding and featuring new businesses. See how your business could be considered.
Marketing a Business
A thoughtful marketing plan can go a long way in accelerating the growth of your business.Ìý
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Multicultural & Diverse Entrepreneurs
It's our goal to try to understand the pressures, challenges and opportunities forÌýevery business owner. Our local teams are here withÌýthe resources to help your business excel.Ìý
Fraud Prevention
We want to help you identify suspicious activity before it impacts your operations.
Types of FraudÌý
Criminals are developing more advanced ways to steal your sensitive information. Stay up to date with these different methods so you know what to look for.
Detecting FraudÌý
We have to be vigilant on the ever-present reality of fraud. Here are tips to help you identify suspicious activity before it impacts your operations.
Starting and Growing Your Business
We’re here to help budding entrepreneursÌýbuild their knowledge of what to expect when starting a business from the ground up. Our playlists are designed to help boost your confidence in understanding aspects of running a successful business as well as offer important advice to help you prepare for the future, no matter where you are in your journey.
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BANKING WITH M&T
Owners of the Charmery
"Small business is the heartbeat of a community. M&T Bank is definitely committed to independent businesses. They really worked with us from the beginning. They are just as committed to our business as we are."
According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA's 7(a) lending program during the federal fiscal year ending 9/30/2024.
Owners of the Charmery
MTB Form Handler