Auto Loans
Shopping for a new or used vehicle — or considering a refinance? Explore auto loans from M&T Bank to help you finance a car or truck with competitive rates and attentive service.{{d466*}},{µ÷»å498*°¨°¨Ìý
Key Auto Loan Details
- Finance new and used cars or trucks
- Purchase from a dealership or private party
- Take u​​p to 30 days to make your purchase
- Terms: Up to 84 months{{d467*}}
- Rates:Ìý[[MinAPR]] - [[MaxAPR]] APR{{d53*}}
- Minimum loan amount: $2,000
- Relationship discounts for customers with qualifying M&T Bank consumer checking accounts{{d53*}}
How an Auto Loan Works
Apply online
Share your vehicle and financing details (new/used, dealer/private party)
Review your next steps (if approved)
Complete your purchase within your allowed timeframe
Discover your rate today
With our interactive rate calculator, you can estimate your rate right now and begin the process of applying for your auto loan.
Act Now! Rates as low as [[MinAPR]] APR{µ÷»å53*°¨°¨Ìý
What Impacts Your Auto Loan Rate
Rates can vary based on factors like your credit history, the vehicle you’re financing, your loan amount and term, and your location. Your actual APR is based on your application and eligibility.
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What You’ll Need to Apply
- Basic personal information
- Vehicle details (new/used, dealer/private sale)
- The amount you want to finance and preferred term
- Your state of residence
Make an Auto Loan Payment
Already have an auto loan with M&T? We offer a number of different ways to make your loan payment, so you can choose the most convenient method for you.
Better financial habits are just a click away.
We're available online, by phone or in your neighborhood
Schedule an Appointment
Visit one of our branches
Have questions?
Our team of loan experts at M&T Bank is committed to helping you find the loan solution that’s right for your needs.
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